An overview of the RTA claim process

An overview of the RTA claim process

Ed Barker
Authored by Ed Barker
Posted: Monday, March 22, 2021 - 18:21

An Overview of the RTA Claim Process

One of the most common personal injury claims related to road accidents. The claim can vary depending on the severity of the injury and the parties involved. Compensation for injuries can be direct or indirect. And, some examples of indirect claims are seat belt injury, airbag injury, and the like.

There are many factors causing road accidents. In filing a road accident claim, Gloucestershire solicitors assist the victim in proving that the other party is responsible. Specific factors that contribute to the occurrence of these accidents are:

  • Poor weather conditions
  • A reckless driver, passenger, or pedestrian
  • Negligence
  • Vehicle malfunction
  • Road repairs                      

Depending on the primary cause, you may pinpoint who to blame and to file a claim against. Determining who’s liable from the beginning will ensure that you get the best chance of succeeding in receiving compensation.

Things to do if involved in a road accident

Those involved in an accident tend to feel overwhelmed. When the damage is serious, it can be hard to keep focused on the essential things you need to do. Nevertheless, it helps ease your worries when you’re able to collect as much information as possible for filing a claim.

After a road accident, the first thing you need to do is exchange information. The other party’s insurance details, name, address, and phone number are some of the things you need to get. If you can, take detailed photos or videos of the scene. Write down your observation on the damage extent, vehicle make, and model. Also, you need to keep calm and avoid blaming each other. Next, contact the police to report the accident and inform your insurance company as well.

What is the process for filing a claim?

Ideally, you need to file a claim after the incident. You will need legal assistance to help you with the process as well. When it comes to personal injury, a medical examination is also an essential piece of evidence. Also, keep in mind that getting legal aid will cost money. Make sure that you know the terms of representation first and the fees associated with acquiring legal services.

What evidence is needed in road traffic accident claims?

An effective claim requires proof. As earlier mentioned, a medical examination of your injuries and the expenses incurred is the first piece of evidence you need. The extent of the injury is necessary for calculating how much compensation you’ll receive from the claim.

Apart from medical expenses because of injuries sustained, any loss or suffering incidental to the accident will be included in the claim. For example, you may have lost income due to days spend recuperating in the hospital. Psychological effects such as anxiety and depression are also included but on a case-to-case basis.

After gathering all the information needed such as police reports, medical records, and expense records, the claim may proceed. Your solicitor will take care of filing the claim and sending you updates on the status. In case additional information is needed, you’ll receive timely notification from your legal representative.

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