Money

How to scale your trading portfolio

If you’ve started trading different markets and experienced a bit of success, knowing how to efficiently scale up your operations can help turn a side hustle into a full-time endeavour.

Scaling up can take many forms and doesn’t necessarily mean simply sinking more time and money...

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The Role of a Mortgage Broker: What to Expect and How they Can Help

Buying a home is a significant milestone for many individuals and families, and it is often considered the most significant financial decision of their lives. With numerous options for mortgages and lenders available, navigating the process can be overwhelming and confusing. This is where a mortgage broker comes in as a valuable resource.

A mortgage broker is a licensed professional...

Rebuilding Credit: The Advantages of Credit Cards Without Credit Checks

Rebuilding your credit can feel like an uphill battle, especially when traditional credit card applications involve rigorous credit checks. Fortunately, there's a silver lining – credit cards with no credit checks. These financial tools offer a fresh start for those aiming to mend their credit score. Let's explore the advantages of opting for credit cards that don't scrutinize your credit...

The Pros and Cons of Investing in UK Real Estate Crowdfunding

Hey there, savvy investors and property enthusiasts! Have you ever considered dipping your toes into the exciting world of real estate without the hassle of becoming a landlord or putting all your eggs in one property basket? Well, say hello to real estate crowdfunding, a trend prevalent in the UK’s investment landscape.

Let's take a deep dive into the pros and cons of this...

The Power of Selling and Renting Back for Home Loan Relief

In today's fast-paced world, many homeowners face financial challenges when it comes to their home loans. If you're one of them, you're not alone. The good news is that there's a financial strategy that could help provide some relief: selling your home and then renting it back. Initially, it might sound a bit unusual, but this approach can offer immediate financial relief, help you avoid the...

Statute Barred Debt Explained

In the realm of personal finance and debt management, the term "statute barred debt" often crops up. But what exactly does it mean, and how does it affect individuals in debt?

In this post, we will dive into the concept of statute barred debt, explaining what it entails and what you should be aware of when dealing with it.

What Is Statute Barred Debt?

Statute barred debt,...

Navigating Recession: Strategies for Landlords to Weather Economic Downturns

Recessions, whether caused by global crises or local economic factors, can be daunting for landlords. During these challenging times, property owners often grapple with declining rental demand, potential tenant financial struggles, and increased competition in the rental market. However, by implementing effective strategies, landlords can navigate recessionary periods and ensure the stability...

Cryptocurrency and the Future of Online Payments

The digital era has ushered in transformative changes across various facets of our lives, including the way we conduct financial transactions. At the forefront of this digital revolution is cryptocurrency, a cutting-edge form of digital currency that is rapidly reshaping the landscape of online payments.

To give you the low-down on this ongoing revolution, we'll embark on an exciting...

New to Investing? Here Are Easy Ways to Make Sure You’re Giving Yourself Enough Security

Taking those first steps into investing can seem daunting. Volatility, risk, and horror stories can make new investors hesitant to enter the markets. But building even a modest investment portfolio is one of the smartest ways to secure your financial future. The key is educating yourself and sticking to proven, straightforward strategies that limit risk while optimising returns. Here are key...

The majority of parents feel financial skills are important

Rising costs-of-living are fuelling finance chats between UK parents and children

Legal & General surveyed over 2,000 individuals with children aged 6–16 years old to find out how modern-day parents across the UK approach teaching their children important financial lessons.

Financial skills matter

The majority of parents feel financial skills are important (95%) - and most of them (90%) have talked about financial matters, such as budgeting and saving...

How your financial habits are affecting your credit score

Your credit score uses statistics by lenders to conclude your creditworthiness. In other words, it can be used as a tool to indicate how much risk would be associated with lending you money and receiving timely repayments. It can help with or hinder your ability to access certain products, such as credit cards, loans and mortgages. This is why it shouldn’t be dismissed, as a poor credit score...