Borrowing Your Parents’ Car for a Family Holiday: What Should You Consider?

Taking your parents’ car for a family holiday sounds like a convenient solution to save on rental costs. It’s familiar, comfortable, and can offer a greater degree of flexibility during your travels. But before you hop into the driver’s seat and hit the road, there are a few essential things you need to consider. Let’s look at how to approach borrowing the car responsibly and safely to avoid any surprises on your trip, whether that’s a seaside holiday to Cornwall or a weekend in the Lake District.

Check the Car’s Policy and Permission from the Owner

Before anything else, make sure your parents have explicitly given you permission to drive their car. Once you have their go-ahead, confirm that the car's insurance covers you as a driver. Some policies allow occasional drivers to be covered automatically, while others may require you to be specifically named on the policy.

If you’re not listed, you may need to take out short-term cover to ensure you’re properly insured during your holiday. Insurance providers typically offer this option for durations ranging from a single day to a few weeks, depending on your needs. By checking these details before the journey, you avoid any potential headaches later on, and you ensure that you’re covered in case of an accident.

When Temporary Cover Is the Sensible Choice

In many situations, temporary car insurance is the best way to go when borrowing a car for a short time. This option allows you to get coverage specifically for your holiday without impacting the owner’s main policy. For example, if your parents' policy doesn't automatically extend to other drivers, or if you’re not listed, temporary car insurance steps in as a quick and easy solution.

This type of insurance covers you for the agreed period and can even be tailored to suit your needs. Whether you’re borrowing the car for just a weekend or a couple of weeks, temporary insurance ensures you have the right protection without complicating the owner’s long-term policy.

Documents, ID, and Motorway Readiness

Before you take the car out for your holiday, check that you have all the necessary documents. Ensure you’ve got your valid driving licence with you, as well as any details about the car’s breakdown cover and insurance.

It’s also worth inspecting the car before you set off. A pre-trip check can save you a lot of trouble later. Check the tyre pressure, oil levels, and that the lights are working properly.

Practical Driving Tips for Unfamiliar Cars on Holiday

Driving an unfamiliar car, especially on a long journey, can take some getting used to. Take a few moments to familiarise yourself with the vehicle’s controls, whether it’s manual or automatic. Adjust the seat, steering wheel, and mirrors to ensure you’re comfortable and can see clearly.

Additionally, take your time getting used to the handling of the car, especially if it drives differently from what you’re used to. A few cautious miles before embarking on longer stretches will help you feel more at ease behind the wheel.