Most people are often eager to get their first credit card and spend the money without thinking much about the interests these cards attract, not until they have to make repayments. While the first repayment may not seem like a big deal, it's until you start noticing your balance getting lower and lower and the interest that it hits you. Paying for your credit card can be a hustle, especially...
With the sector having achieved its strongest quarterly performance since 2018, there is no better time to take a look at a few interesting facts about bridging finance.
However well you think you know bridging loans , you may find at least a couple of the following facts and figures enlightening:
1. The sector’s total value now exceeds £7 billion
Things can get pretty confusing when it comes to our finances. If you’re a high earner, you may be thinking about how you can reduce your tax burden , how much you need to invest in your pension pot, and what is the best way to grow your wealth successfully (as just a few examples). When you’re earning a six-figure income, you should be consulting with a financial adviser to ensure you have a...
The festive season is expensive, to say the least. There are party dresses to buy and gifts to find throughout December. By the time January rolls around, many of us are left scrambling for spare funds. You can avoid the January blues this by year with a bit of budgeting. You can still have a magical Christmas and New Year – without a financial hangover in January.
Living in a seasonal climate, the winter brings with it a complete change of pace as your daily routine fundamentally changes to accommodate things like the colder weather and shorter daylight hours. But winter also brings with it other challenges, especially where money is concerned. For one thing, this is the season when you will likely make most use of your central heating, and inherent in...
Trading can be an exhilarating way to invest your money. One way to do this is via foreign exchange trading (forex). Forex has become increasingly popular over the years, and this is due to the ease of access and the different tools that allow new traders to monitor their information . In the UK alone, average daily reported foreign exchange turnover has reached record highs: $2,985 billion...
Most people attribute the act of writing a will to old age and times of retirement, however there is no reason why you have to wait that long to start considering these things. Ensuring your belongings and anything of value go to the people you’d want them to go to in the unfortunate event of your death is a worthwhile endeavour. So, when is it a good time to write a will? And what does the...
Ever wondered where all your spare change goes? The mystery has been solved - and it turns out that it’s down the side of your beloved sofa.
Research undertaken by rubbish disposal experts Divert.co.uk has revealed that there’s a suspected £10 million worth of change hidden down the sofas of unsuspecting Brits - enough to feed the average family of 4 for 3,019 years, buy 667 average-...
When retailers are constantly bombarding customers with promises of massive savings it can be tricky to discern where the real bargains are. In 2019 an investigation found that a whopping 95% of items were cheaper or the same price during Black Friday sales. This is where price tracking tools such as Camelcamelcamel.com and Wikibuy.com come in handy. These tools provide a detailed price...
No matter what your age, planning for your retirement should be a priority, to ensure that you have the right amount of income for those later years in life. It is a process that evolves over time, and there are several things to consider when planning for your retirement. So, to make things a bit clearer, here are a few simple steps to get the ball rolling and start thinking about the future...
