Future planning tips for couples

When you think ahead, it’s easy to put things off. The truth is, though, the earlier you plan, the smoother life will be down the line. Whether you're starting a life together or you’ve been at it for a while, taking the time to discuss what happens next can save a lot of stress later on.

No one wants to think about worst-case scenarios, but life’s unpredictable, so putting things in place now can go a long way in making sure everything goes as smoothly as possible.

Sort out your will

A poll by MoneySavingExpert found that 55% of people don’t have a will or have one that’s out of date. If you don’t have a will, the law steps in and decides who gets what, and that might not be what you’d want.

So, it’s worth getting one sorted. That way, if something were to happen to you, you’ll know your partner’s taken care of and that your assets will go to the people you want.

Pick who’ll look after your kids

If you have kids, naming guardians is essential. If something were to happen to both of you, you need to make sure your children go to someone you trust.

It’s not a decision to rush, so take your time. Consider who would be best to look after them – someone who shares your values and is ready for the responsibility. Having a clear plan makes a difficult situation a lot easier to handle.

Talk through care preferences

Life can throw some curveballs, and if either of you gets seriously ill or can’t care for yourself, it’s important to know what your partner wants. Talk through what kind of care you’d want, where you’d like to be and who should make decisions if you can’t.

Having these talks early means there’s no confusion if the worst happens. It’s tough, but it’s one of the most loving things you can do for each other.

Get professional advice

When it comes to the legal side of things, working with a specialist probate solicitor can help make sure everything’s covered. From your will to powers of attorney, a solicitor can help you navigate the law and ensure your wishes are clearly documented. If you get everything in place, there’ll be no unnecessary stress later.

Why future planning matters

Preparing for what lies ahead doesn’t take away from the fun and joy of your relationship. It makes life easier, knowing you’ve got your bases covered. By sorting out the most important matters, you’re giving each other the best chance at a secure and stress-free future.

A little planning now means less hassle later – and a stronger, more trusting partnership down the road.